GestInvest

Wealth Management

Governance-led wealth oversight that replaces fragmented views with a single, decision-grade picture.

Preserve, grow and structure private wealth with institutional discipline.

Consolidation. Clarity.
Control.

Most private portfolios are not managed — they are accumulated over time across banks, products and jurisdictions. The result is predictable: fragmented visibility, inconsistent risk, and decisions made without a coherent policy.

GestInvest provides institutional-grade discipline to private capital: a clear investment policy, explicit liquidity rules, risk limits, and a reporting cadence that supports decisions.

The Fragmented Portfolio Problem

The typical private client with €5M+ in assets holds a portfolio spread across 3-5 banks, multiple funds, direct investments and real assets — without a consolidated view of total exposure, risk or liquidity. Each provider sees only their slice. No one is looking at the whole picture.

Why This Matters

Fragmentation creates blind spots: performance may look acceptable while liquidity or concentration risk quietly compounds.

Without policy, every decision is ad hoc: rebalancing, hedging, drawdowns, and risk-taking become reactive.

Reporting is often marketing, not intelligence: you need a standard pack with KPIs, exposures, and decisions required.

Liquidity discipline is non-negotiable: the cost of being forced to sell is almost always higher than the cost of holding reserves.

What an Investment Policy Statement Provides

Explicit target allocation across asset classes, geographies and currencies
Clear liquidity rules — minimum liquidity buffer, cash drag limits and drawdown thresholds
Risk limits — concentration per issuer, sector and geography
Rebalancing triggers — automatic rules that remove emotional decision-making
Reporting cadence and decision escalation framework

Institutional-grade Reporting

We produce a consolidated monthly or quarterly report across all accounts, providers and asset classes. It covers performance attribution, risk metrics, liquidity analysis and upcoming decision points — in a format that supports decisions, not just shows numbers.

Listed equities Fixed income Private equity Real assets Cash and alternatives

Who This Is For

Individuals and families who want governance and control, not product sales.

Capital spread across multiple providers with no consolidated view
A need for an explicit Investment Policy Statement (IPS) and decision thresholds
Preparing for a liquidity event, relocation, succession, or structural change
Portfolios mixing listed markets, funds, private investments and real assets
Decision-making fatigue: too many options, insufficient structure

Our Services

Investment Policy Statement

Explicit asset allocation, risk limits, liquidity rules and decision thresholds tailored to client objectives.

Consolidated Reporting

Single-view reporting across all providers, asset classes and jurisdictions — standardised and decision-grade.

Risk Governance

Portfolio risk assessment, concentration analysis, hedging review and stress-testing against scenarios.

Strategic Rebalancing

Asset allocation reviews, liquidity planning, transition management and tax-efficient restructuring.

Disclaimer

GestInvest does not manage portfolios directly or hold client assets. We provide independent governance advisory alongside existing banks, fund managers and asset managers.